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[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2″ admin_label=\u00bbSupport Row\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_2″ _builder_version=\u00bb4.16″ custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_accordion open_toggle_text_color=\u00bb#ffffff\u00bb open_toggle_background_color=\u00bb#1E8F8B\u00bb _builder_version=\u00bb4.16″ toggle_level=\u00bbh2″ toggle_font=\u00bbBe Vietnam|500|||||||\u00bb toggle_text_align=\u00bbleft\u00bb toggle_font_size=\u00bb16px\u00bb toggle_letter_spacing=\u00bb1px\u00bb toggle_line_height=\u00bb1.7em\u00bb body_font=\u00bbBe Vietnam|300|||||||\u00bb body_text_align=\u00bbjustify\u00bb body_text_color=\u00bb#ffffff\u00bb body_font_size=\u00bb16px\u00bb text_orientation=\u00bbjustified\u00bb max_width=\u00bb480px\u00bb max_width_tablet=\u00bb\u00bb max_width_phone=\u00bb\u00bb max_width_last_edited=\u00bbon|desktop\u00bb custom_margin=\u00bb|||\u00bb animation_style=\u00bbslide\u00bb animation_direction=\u00bbtop\u00bb animation_intensity_slide=\u00bb5%\u00bb border_radii=\u00bbon|8px|8px|8px|8px\u00bb border_width_all=\u00bb0px\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_accordion_item title=\u00bbEn el caso de un inquilino extranjero, que posee todos sus ingresos en su pa\u00eds de origen, \u00bfpuede pasar el estudio con una cartera colectiva (encargo fiduciario)?\u00bb open=\u00bbon\u00bb _builder_version=\u00bb4.16″ body_font=\u00bbBe Vietnam|300|||||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n
Independientemente de su condici\u00f3n de extranjero, el inquilino debe demostrar ingresos nacionales que le permitan a la ley colombiana intervenirlos, de lo contrario, no hay viabilidad para el extranjero, aun con cartera colectiva.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfEs posible asegurar contratos de arrendamiento por tres meses?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
Es posible estudiarlos y asegurarlos con autorizaci\u00f3n especial del centro de suscripci\u00f3n de SURA.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfQui\u00e9n debe hacer el contrato de arrendamiento y qu\u00e9 costo tiene la elaboraci\u00f3n de este?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
El contrato lo elabora SURA. En casos excepcionales, cuando las partes ya lo hicieron, SURA lo revisa y acepta.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfCu\u00e1ntos codeudores son necesarios para el estudio de arrendamiento?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
El n\u00famero de codeudores depende del valor de canon. Cuando el canon es inferior a<\/p>\n
$1.500.000, el arrendatario necesita un codeudor solvente. Si el canon es superior, el arrendatario necesita dos codeudores solventes, uno de ellos con finca ra\u00edz.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfPor qu\u00e9 motivo se puede cancelar el Seguro de Arrendamiento de SURA? \u00bfEn qu\u00e9 momento hay devoluci\u00f3n o no del dinero que se pag\u00f3 por este (prima)?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
La cancelaci\u00f3n del seguro se da por la terminaci\u00f3n anticipada del contrato de arrendamiento. La devoluci\u00f3n se realiza por vigencia no transcurrida, es decir, por el tiempo del seguro que se hab\u00eda pagado, pero que no alcanz\u00f3 a consumirse. No se procede a realizar la devoluci\u00f3n de la prima cuando el Seguro de Arrendamiento de SURA tuvo o tiene siniestro, es decir, cuando SURA tuvo que pagar al arrendador el canon de arrendamiento por no pago por parte del arrendatario.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfCu\u00e1l es la diferencia entre l\u00edmite de indemnizaci\u00f3n y periodo de restituci\u00f3n?\u00bb _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
El l\u00edmite de indemnizaci\u00f3n es el periodo m\u00e1ximo que SURA indemnizara al asegurado-beneficiario del seguro (propietario del inmueble), hasta que el inquilino vuelva a asumir su obligaci\u00f3n de pago o hasta que se logre retirarlo del inmueble, lo que primero ocurra. Restituci\u00f3n: enti\u00e9ndase por restituci\u00f3n de inmueble arrendado a la entrega que de \u00e9l efect\u00faen los inquilinos a Seguros SURA Colombia, al propietario del inmueble, su c\u00f3nyuge, o sus herederos, al juzgado competente, poniendo a su disposici\u00f3n las correspondientes llaves, o a un secuestre, por orden del juzgado competente.<\/p>\n
[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=\u00bb1_2″ _builder_version=\u00bb4.16″ custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_accordion open_toggle_text_color=\u00bb#ffffff\u00bb open_toggle_background_color=\u00bb#1E8F8B\u00bb _builder_version=\u00bb4.16″ toggle_font=\u00bbBe Vietnam|500|||||||\u00bb toggle_text_align=\u00bbleft\u00bb toggle_font_size=\u00bb16px\u00bb toggle_letter_spacing=\u00bb1px\u00bb toggle_line_height=\u00bb1.7em\u00bb closed_toggle_font=\u00bb||||||||\u00bb body_font=\u00bbBe Vietnam|300|||||||\u00bb body_text_align=\u00bbjustify\u00bb body_text_color=\u00bb#ffffff\u00bb body_font_size=\u00bb16px\u00bb text_orientation=\u00bbjustified\u00bb max_width=\u00bb480px\u00bb max_width_tablet=\u00bb\u00bb max_width_phone=\u00bb\u00bb max_width_last_edited=\u00bbon|desktop\u00bb custom_margin=\u00bb|||\u00bb animation_style=\u00bbslide\u00bb animation_direction=\u00bbtop\u00bb animation_intensity_slide=\u00bb5%\u00bb border_radii=\u00bbon|8px|8px|8px|8px\u00bb border_width_all=\u00bb0px\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_accordion_item title=\u00bb\u00bfCu\u00e1ntos riesgos deben conformar una p\u00f3liza colectiva?\u00bb open=\u00bbon\u00bb _builder_version=\u00bb4.16″ body_font=\u00bbBe Vietnam|300|||||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n
Cinco riesgos como m\u00ednimo, sin embargo, la tarifa podr\u00e1 ser menor en la medida que el potencial (n\u00famero total de riesgos en determinado tiempo) sea mayor.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfEn alguna de las opciones cubren la cl\u00e1usula penal?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
Las cl\u00e1usulas penales y multas est\u00e1n excluidas del contrato de seguro para la soluci\u00f3n de Arrendamiento..<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfTenemos cobertura para los inmuebles que se entregan amoblados?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
La p\u00f3liza de Arrendamiento no cuenta con la cobertura de contenidos, que es por medio de la cual se aseguran los contenidos de los inmuebles.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfLa p\u00f3liza de Arrendamiento se puede financiar?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
Las p\u00f3lizas de Arrendamiento individuales se pueden financiar. Se debe realizar un estudio previo, con el que se determinan las condiciones de financiaci\u00f3n.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfPara el costo del seguro, el canon mensual se incluye la administraci\u00f3n?\u00bb _builder_version=\u00bb4.16″ global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
Dentro de todo el portafolio de Arrendamiento SURA, dentro de la cobertura B\u00e1sica se encuentra el valor de la administraci\u00f3n.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbPara empresas que est\u00e1n llegando a Colombia, con trayectoria en otros pa\u00edses, \u00bfc\u00f3mo se suple los requisitos de codeudor para la p\u00f3liza?\u00bb _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
Para empresas extranjeras ser\u00eda posible mirar el an\u00e1lisis del negocio, con un respaldo de garant\u00eda l\u00edquida que respalde la capacidad de pago del inquilino..<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bb\u00bfLos productos de arrendamiento Sura aplican para arrendamiento de bodegas?\u00bb _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb open=\u00bboff\u00bb]<\/p>\n
El seguro de Arrendamiento aplica para inmuebles residenciales y para comerciales, de esta manera, es posible aceptar asegurar bajo el seguro de arrendamiento bodegas o espacios comerciales.<\/p>\n
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